Sometimes the thought of buying a home can be intimidating and may also feel out of reach and unattainable. For whatever the reason, homeownership can actually be easier than expected. Below we highlight some home buyer myths you may want to ignore.
You have to put 20% down
Yes, some loans require you to put 20% down but depending on the qualifications...you may actually be able to purchase a home by putting down a lot less! Some loans will even allow you to put down as little as 3.5% down. Also, depending on the location, some rural housing loans even allow buyers to obtain 100% financing.
These can be great opportunities for first time home buyers that can not afford a large down payment, closing cost, and inspections. If you are unsure,
Good news! The value of your home has gone up. The bad news is your property taxes likely have too.
With a little bit of luck, you may be able to appeal your Louisville property taxes if you believe they are inaccurate.
How does the PVA Determine Property Values
Each time there is a sale in your neighborhood the local PVA office will enter the data into their system to record the transaction. The sale price will then represent the value of the property for approximately the next two years.
However, the Jefferson County PVA uses a computer-assisted mass appraisal system (CAMA) to determine the property values for more than 250,000 homes. This algorithmic system is closely monitored to make sure the current market value of your home is
Pricing a home can be tricky and can cost a homeowner thousands if not done correctly. Below we will quickly highlight some strategies to help you get started to help you understand how a professional may price your home correctly.
From searching for good comparable properties to using a specific pricing strategy. There are many different ways to find the market-based value of a home. Most homeowners do a pretty good job at keeping up with the activity in their neighborhood.
Heres how you can effectively price your home like a pro!
Getting Started: Home Pricing Strategies
Below is an easy-to-follow guide to help you find solid comparable homes. However, since you may not have access to the
We have gathered a list of the top 10 most popular neighborhoods for newcomers looking for homes for sale in Spencer County KY. These communities have either been statistically proven over the years to be in high demand or are newer developments that have been growing in popularity for new homebuyers that are wanting to live in Spencer County.
List of the Best Neighborhoods in Spencer County
Allen Place North
Median Sale Price: $245,000
Allen Place North is located in Taylorsville, KY just off of HWY 155 (Taylorsville Rd). This popular subdivision is only minutes away from the Gene Snyder Freeway and less than 30 minutes from Downtown Louisville.
The average median sale price for homes for sale in Allen Place North is $245,000
Typically when buying a home you are excited to close right away and may even have plans to be in the home by a certain date. However, there are times when closing dates are delayed or even pushed back. Buying a home consist of many different contractual deadlines, starting from the very beginning, all the way up to the very end.
Most first-time homebuyers have one question in common - how long does it take to buy a home? Once you find the perfect home, it can take anywhere from 30 to 45 days to close. However, that is if everyone is diligently working together.
Below we will touch on each step and look at how you can successfully close on your home in a reasonable time frame.
We have gathered a list of the top neighborhoods in Louisville. These communities have either been statistically proven over the years to be in high demand, continue to appear in the press and headlines or even high-end communities with million dollar homes. For newcomers, looking for houses for sale in Louisville KY this is a great reference.
List of the Best Neighborhoods in Louisville
Median Sale Price: $244,000
Located only ten minutes south of Downtown Louisville and the Louisville International Airport. The historical Audubon Park is a beautiful neighborhood that is shaded by mature trees and a park-like setting. Residents also enjoy the private, full-service
Depending on your location, there may actually be a dog park just around the corner from you! A great place where you can take your four-legged friend to get some exercise. However, keep in mind, some dog parks in Louisville actually require you to be a paid member for a small annual fee. So be sure to check before making the trip to a certain park.
What are the Best Dog Parks in Louisville?
Below is a list of some of the top dog parks in the area (in no particular order).
The Barklands of Floyds Park: An off-leash dog park located within the Parklands of Floyds Fork. This dog park is opened to the members of the Louisville Dog Run Association. The area consists of three separates 'zones'. Each one is approximately one-acre in size.
Moving can become hectic and stressful fast! Be sure not to procrastinate and get the process started as early as possible.
The average real estate transaction can take anywhere from 4-6 weeks. To help, we wanted you to get a head start! Below is an easy to follow infographic to use as a guide so you can have a successful moving day.
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Many people dream of building wealth. A goal that can seem harder and harder to achieve simply because of lack action. One of the strongest wealth-building vehicles overtime has been the investment of Real Estate. Not just a dwelling, but specifically in the land itself. The history of real estate investing has surprisingly been traced back to cave man drawings and from the looks of it...it's not going anywhere soon.
Real Estate Investing Quotes
Some of the most powerful quotes that can help inspire you to invest in real estate.
"The wise young man or wage earner of today invests his money in real estate." -Andrew Carnegie
"Buy land, they're not making it anymore." -Mark Twain
Below is a great list of things to do in Louisville Kentucky. If you are planning a visit to the area or have just moved here from out of town, there are plenty of attractions and activities for everyone. Click on one of the categories below to jump to the section and discover the many different things to do here in Louisville.
Things to do by Category:
Active Lifestyle Arts & Theatre Entertainment Family & Kids Historical & Museums
Active Lifestyle: Things to do
Beckley Creek Park
A new park system that stretches alongside the Gene Snyder Freeway and Floyds Fork. A collection of four different, unique parks with plenty of amenities. The four parks include Beckley Creek Park, Pope Lick