Credit Karma score vs regular score header image

Credit Karma vs Actual Credit Score

When it comes to buying a home and getting pre-approved, one of the most important numbers is our credit score. This little three-digit number carries a world of importance and can have an impact on many things in our lives. Surprisingly, millions of adults do not actively monitor their credit scores and millions more don’t understand the importance of having a good score. If you are looking to develop solid financial habits and improve your financial health, learning where and how to monitor your credit score is an important first step in accomplishing these goals.

Credit Karma ranks towards the top of the list year after year when we discuss free services that allow users to monitor and help to understand…

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Purchasing a home is one of the largest decisions we can make in our lifetime. While it’s certainly an exciting experience, it can quickly feel a bit daunting if you haven’t done your homework before you set out on your house-hunting expedition. You’ve probably imagined your dream home numerous times before, size, rooms, the size of the room! Maybe you’re even so detailed that you’ve thought of what type of backsplash you’d like in your future kitchen. While all of those are important details to consider when beginning your home buying journey, we’ve compiled a list of the most important items that should go on anyone’s house hunting wishlist.

A helpful checklist to use when out viewing homes.


House Hunting Checklist: Infographic

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[Estimated read time: 10 minutes]

Louisville is an amazing place to visit with so many things to do. Below is a great list of things to do in Louisville Kentucky. If you are planning a visit to the area or have just moved here from out of town, there are plenty of attractions and activities for everyone. Click on one of the categories below to jump to the section and discover the many different things to do here in Louisville.

Things to do by Category:

Active Lifestyle Arts & Theatre Entertainment Family & Kids Historical & Museums


Active Lifestyle: Things to do

Beckley Creek Park

A new park system that stretches alongside the Gene Snyder Freeway and Floyds Fork. A collection of four different, unique parks with plenty of…

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what does under contract mean

With so many people searching for homes online it can be confusing when you see the same home listed on multiple sites but somehow they show a different status.

Leading to why one of the most common questions people searching for homes ask...

...is this home still available?

In real estate, some of the terminology can be used interchangeably which can just add to the confusion. One real estate website may have a home listed as Contingent and then another may have it listed as Pending. Leaving consumers questioning - What is going on with this home??

What does Active Status mean?

When a homeowner decides to sell their home and they list with a licensed real estate agent their home will be posted with the local MLS that the agent is…

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[Estimated read time: 8 minutes]

Are you thinking about moving to Louisville, KY or do you know someone that is making the move? Here is a great guide to share with them so they can see first hand what it is like living in Louisville.

Louisville has continued to grow at a rapid pace over the last decade. Experiencing a sustainable economy and in return, great growth for Louisville real estate.


Living in Louisville, KY

When relocating to Louisville KY, at first you may not know what to expect. Below we will help you discover what makes the city of Louisville so great. We will uncover why residents love living in Louisville and learn more about attractions that take place throughout the year.

Moving to Louisville. Top things to do in the City Infographic


From live entertainment to amazing local…

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Make sure to bring your lawn chairs and set up along the parade route that runs through historic Downtown La Grange. The parade starts at 10:00 am on Saturday, July 20th. Get there early to get a spot in the shade!

  • When: 10:00 am Saturday, July 20, 2019

Parade Route is reversed this year

Oldham County Day Parade Route

About Oldham County Day Parade

Oldham County Day was brought together because of the late Nancy Crass, she was a Project Guild member and resident of La Grange Kentucky. The event started in 1971 and now features over 120 booths. With plenty of entertainment, live music and a large parade backed by community support.

The Oldham County Day Parade features many local organizations, businesses, marching bands, food vendors, artists and more.

After…

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Popular Derby Festival Events

 What are the Best Kentucky Derby Festival Events?

Looking for something to do in Louisville during the Kentucky Derby? Below is a list of the most popular Kentucky Derby Festivals for 2019. Best of all, the majority of them take place within a very close distance of Downtown Louisville.

This time of year is clearly the most exciting time for Louisville, let alone the state of Kentucky! If you are not familiar with the tradition - the two weeks leading up to the Kentucky Derby is jam-packed with a ton of events for everyone to enjoy.

1.) Thunder Over Louisville

Thunder Over Louisville kicks off the Kentucky Derby Festival excitement. If attending for the firs time, try and get there early so you can enjoy the air show. The air show runs…

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[Estimated read time: 4 minutes]

Not all firewood is created equally! Find what firewood is best for your home.

Cold weather is officially here and it looks like it will be sticking around for a while! This is the time of year when people enjoy staying inside and relaxing next to a warm fire. Before stocking up on firewood and lighting that fire - let's look at some of the best firewood for your home!

best types of firewood - Infographic.

Choosing the Best Firewood

The drier the firewood the better! Fresh cut wood, also known as “green wood” is not ideal. Unseasoned firewood smokes a lot more and is also a leading cause to creosote buildup - which can lead to chimney fires.

Different types of Firewood

Not all firewood is created equally. Understand what you are…

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Determining how much house you can afford can be tricky!

Many different things factor into the equation. Some of the most obvious are things like your income, how much of a down payment you'll need, your debt to income ratio, and of course your credit score. Below we cover a long list that highlights some of the other factors that help determine how much home you may be able to purchase. This can especially be helpful to first-time homebuyers who might be unsure what their budget may be.

How much house can I afford Infographic


How much home can I qualify for?

Looking further into the most important factors when it comes to how much house can you afford. Some people begin there search online maybe months, if not years in advance. So these numbers, of course, will fluctuate…

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Sometimes the thought of buying a home can be intimidating and may also feel out of reach and unattainable. For whatever the reason, homeownership can actually be easier than expected. Below we highlight some home buyer myths you may want to ignore.

You have to put 20% down

Yes, some loans require you to put 20% down but depending on the qualifications...you may actually be able to purchase a home by putting down a lot less! Some loans will even allow you to put down as little as 3.5% down. Also, depending on the location, some rural housing loans even allow buyers to obtain 100% financing.

These can be great opportunities for first time home buyers that can not afford a large down payment, closing cost, and inspections. If you are unsure, it's…

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