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Buyers

Take a look at some of our most popular blog post geared specifically to help Buyers. Articles below are to be informational and great resources for anyone that is actively looking or even thinking about buying a home in the near future.

Found 16 blog entries about Buyers.

Determining how much house you can afford can be tricky!

Many different things factor into the equation. Some of the most obvious are things like your income, how much of a down payment you'll need, your debt to income ratio, and of course your credit score. Below we cover a long list that highlights some of the other factors that help determine how much home you may be able to purchase. This can especially be helpful to first-time homebuyers who might be unsure what their budget may be.

How much house can I afford Infographic

 

How much home can I qualify for?

Looking further into the most important factors when it comes to how much house can you afford. Some people begin there search online maybe months, if not years in advance. So these numbers, of course, will

1,763 Views, 0 Comments

Important home buying myths

Sometimes the thought of buying a home can be intimidating and may also feel out of reach and unattainable. For whatever the reason, homeownership can actually be easier than expected. Below we highlight some home buyer myths you may want to ignore.

You have to put 20% down

Yes, some loans require you to put 20% down but depending on the qualifications...you may actually be able to purchase a home by putting down a lot less! Some loans will even allow you to put down as little as 3.5% down. Also, depending on the location, some rural housing loans even allow buyers to obtain 100% financing.

These can be great opportunities for first time home buyers that can not afford a large down payment, closing cost, and inspections. If you are unsure,

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Best neighborhoods in Spencer County, KY article header

We have gathered a list of the top 10 most popular neighborhoods for newcomers looking for homes for sale in Spencer County KY. These communities have either been statistically proven over the years to be in high demand or are newer developments that have been growing in popularity for new homebuyers that are wanting to live in Spencer County.

 

List of the Best Neighborhoods in Spencer County

 

Allen Place North

Median Sale Price: $245,000

Allen Place North is located in Taylorsville, KY just off of HWY 155 (Taylorsville Rd). This popular subdivision is only minutes away from the Gene Snyder Freeway and less than 30 minutes from Downtown Louisville.

The average median sale price for homes for sale in Allen Place North is $245,000

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Typically when buying a home you are excited to close right away and may even have plans to be in the home by a certain date. However, there are times when closing dates are delayed or even pushed back. Buying a home consist of many different contractual deadlines, starting from the very beginning, all the way up to the very end.

Most first-time homebuyers have one question in common - how long does it take to buy a home? Once you find the perfect home, it can take anywhere from 30 to 45 days to close. However, that is if everyone is diligently working together.

Below we will touch on each step and look at how you can successfully close on your home in a reasonable time frame.

 closing on a home quickly infographic

 

1. Get the pre-approval

The very first step, and

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Twenty five powerful real estate investing quotes

Many people dream of building wealth. A goal that can seem harder and harder to achieve simply because of lack action. One of the strongest wealth-building vehicles overtime has been the investment of Real Estate. Not just a dwelling, but specifically in the land itself. The history of real estate investing has surprisingly been traced back to cave man drawings and from the looks of it...it's not going anywhere soon.

 

Real Estate Investing Quotes

Some of the most powerful quotes that can help inspire you to invest in real estate.

  1. "The wise young man or wage earner of today invests his money in real estate." -Andrew Carnegie

  2. "Buy land, they're not making it anymore." -Mark Twain

  3. "The best investment on earth is

4,375 Views, 1 Comment

[Estimated read time: 6 minutes]

Tips to house hunting

Must Read: Easy to follow house hunting tips and tricks for homebuyers.

Every day there are countless homebuyers actively scouring neighborhoods looking for a new home. Often only noticing the homes general layout and appeal.

And possibly overlooking costly repairs that the home may need.

This is easy to follow guide will help point out what to look for when viewing a house.

 

house hunting tips - Infographic.

When working with Buyers and viewing houses here in Louisville, KY and homes in Oldham County, KY - we always try to be observant of the less obvious things that can be easily missed when house hunting.

Of course, most of these things will be seen and recorded by the home inspector but pointing it out early leaves

3,886 Views, 1 Comment

[Estimated read time: 6 minutes]

Learn more about what a buyers agent does in real estate.

With unlimited access to new listings, valuable sold data, innovative online tools, and FAQ that can be found on Google -- the general public is now equipped with a wealth of information that they certainly deserve when making such a large purchase.

But is that enough?

Buyers can comprehensively get a good pulse on the local market but could mistakenly fumble through a transaction.

Why do I need to hire a Buyers agent?

Buying a home is a long process with many moving parts. If you're not careful - it could quickly become a disaster. The average American will move 11.7 times in their lifetime - or once every seven years. An established agent will easily sell 20+ homes - in a single year!

 

what does a buyers agent do - Infographic.

5,778 Views, 2 Comments

[Estimated read time: 5 minutes]

More accurate than Zillow. Real Estate websites.

People are always turning to the internet to search for answers. Trusting that the information they find is accurate.

However, that is not always the case.

As a motivated homebuyer searching online, you are constantly checking different websites for the newest listings. Desperately trying to find that perfect home.

Adjusting and expanding your search to see if there is something else out there that you may have overlooked.

But still nothing!

Many online lookers run across national sites like Zillow, Trulia, Redfin and others. These sites have done a tremendous job when it comes to providing data that homebuyers are looking for. They offer a great user experience to keep people coming back.

One

1,624 Views, 0 Comments

[Estimated read time: 6 minutes]

First-time homebuyer programs

As a first-time home buyer in Louisville KY you have a lot of questions about the process of buying a home and how to get started. However, most buyers have the same questions.

"How much money do I need to buy a house?"

This is one of the most common questions most home buyers ask. They want to know how much money they will need in order to buy a home. Is it zero down, three-percent down, or twenty percent down?

Zero Down...

Keep in mind, there are still cost associated with buying a home when using a first-time homebuyer program that offers zero down. A few examples of additional expenses:

  • Home Inspection
  • Termite Inspection
  • Radon Inspection
  • Septic Inspection (if applicable)

 

4,126 Views, 0 Comments

[Estimated read time: 6 minutes]

buying new construction blog post

A lot of new home buyers ask themselves the same question.

"Do I need a real estate agent when buying a new construction home?"

Below we will highlight why hiring a real estate agent may be in your best interest when buying a new home.

But first, ask yourself this.

Is it Worth Buying New Construction?

Some homebuyers may not weigh their options to find out exactly how much more it could cost them when purchasing a brand new home compared to settling for an older home.

To put things in perspective we took a quick glance at our local real estate market. We compared homes that sold in 2016 that were less than two years old vs homes that sold in 2016 that were more than five years old. This is what

11,628 Views, 0 Comments